2013 brings new motivation and insight from 2012.
Last year, I made five resolutions for myself. I kept one.
In case you misread: I actually kept one!
I managed to stay out of debt. In 2011 I had finally managed to pay off the modest amount of credit card debt that I had acquired while I was finishing graduate school and looking for employment. In 2012, I had resolved to remain debt-free. It was not easy, especially because I worked part time through most of the year, so I am doubly proud to have made that one resolution stick.
So although I did not exercise three times per week throughout the year (that kind of thing comprised my other resolutions), I did resist many, many financial temptations. Fortunately, that self-control made it all the more rewarding when I did save up for a purchase. Rather than frittering away money on several small items of lesser quality, I limited myself to one or two nice things. I ended up feeling more appreciation for what I did buy, and I made less impulsive shopping decisions. A win-win, in my book! Because I put more thought and time into choosing what I bought, I was more selective about quality and style, and I enjoyed what I did buy infinitely more.
The lesson I learned from 2012? Financial consciousness plus quality equals appreciation.
